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Ontario rental and accommodation rules

The Standard Lease, the LTB notice forms, HST on rental income and the Municipal Accommodation Tax as it is applied city by city across Ontario.

Ontario tax
Municipal Accommodation Tax across Ontario

MAT is set city by city, and almost nothing about it is uniform — not the rate, not the stay length that triggers it, not how often you remit. Rates below are taken from each municipality's own published pages, not from an aggregator.

Updated 22 August 2026
Ontario tax
HST/GST on Ontario rental income

Long-term residential rent is exempt from HST. Commercial rent is taxable. Short-term stays under 30 days are treated as a commercial activity by the CRA — and the $30,000 small-supplier threshold combines every property you operate, not just one.

Updated 22 August 2026
Ontario compliance
The Ontario Standard Lease, explained

Ontario mandates a specific government template — form 2229E — for most new residential tenancies. Its terms can't be overridden by anything a landlord writes into a side agreement.

Updated 8 August 2026
Ontario compliance
Ontario LTB N-forms: which one applies

The Landlord and Tenant Board's N-series covers everything from a rent increase to ending a tenancy for renovation — and using the wrong one is a common, avoidable way to lose at the Board.

Updated 22 August 2026
Ontario compliance
LTB Form N4: non-payment of rent

The most-served notice in Ontario, and the one most often served wrong — usually by miscounting the notice period or filing the L1 too early.

Updated 22 August 2026
Ontario compliance
LTB Form N12: landlord or purchaser needs the unit

The form for when a landlord, a purchaser, or an immediate family member genuinely needs the unit — and the one the Board scrutinises hardest, because it is the one most often used as a pretext.

Updated 22 August 2026
Ontario compliance
LTB Form N13: demolition, conversion or major repairs

The longest notice in the N-series, for work extensive enough to genuinely require an empty unit — with a right of return that defeats the reason most landlords are tempted to use it.

Updated 22 August 2026
Ontario compliance
LTB Form N1: increasing the rent

Ontario's guideline is 2.1% for 2026 and 1.9% for 2027 — but the exemption for buildings first occupied after November 2018 matters more to a growing portfolio than the rate does.

Updated 22 August 2026
Ontario compliance
LTB Form N9: the tenant's notice to end a tenancy

The only N-form the tenant serves. Landlords search for it constantly — usually because they have been handed one, or because they are about to make the mistake of sending one.

Updated 22 August 2026

These pages summarise rules that change, and they are not legal advice. Every guide carries the date it was checked and links to the official source — read that before you rely on a figure.